Fund Your Business

Capital Concierge Service

Discover fit and then go get the money to grow your business.

  • Strategy plan session
  • Add world class experts to your team
  • Weekly update and next step accountability calls
  • Introductions to specific and ideal expertise contacts
  • Arranged and escorted meetings
  • Pre-conversation coaching and prep
  • Post conversation debrief and planning

Categories of available capital

Non-Dilutive Capital

There are over 20 different methods for capturing capital; money for your business. These sources of capital are at 0% interest or have ZERO equity requirements. Not all are a fit for every business and some have qualification requirements.  Many of them can be stacked and used simultaneously.

You can also seek free money grants, credits, abatement, spend reductions.

You can see 4 examples of these types of funding on the right.

Job Creation Tax Credit

The Job Creation Tax Credit program helps Ohio have a more competitive business climate creating jobs and supporting communities. Businesses creating at least 10 new jobs (within three years) with minimum annual payroll of $660,000.

On-The-Job Training Program

On-The-Job Training Program is a federally funded program that helps employers hire and train laid-off workers for full-time, long-term employment. Get reimbursed up to 50 percent of the wages earned by eligible new trainees while they learn the job.

Opportunity Zones

The U.S. Treasury created Opportunity Zones based on income. Forthcoming “Opportunity Funds” will invest in economic development to receive a 10-year federal tax break for the fund investors. This can be applied to the ownership of the building in which your business operates.

Work Opportunity Tax Credit

The Work Opportunity Tax Credit is a federal tax credit available to employers who hire individuals from eligible target groups. Credits up to $9,600 per hire based on candidate qualification.

VC’s, private equity and angel investors

What is it?

  • If your business has high-growth possibilities (software and technology, medical device, product) venture capital is normally offered in exchange for an ownership share and active role in the company. (it’s not a loan) This is higher risk for the investors and usually takes longer to get a return on the money they invest.  Almost all venture capitalists will, at a minimum, want a seat on the board of directors to assist in providing direction. So be prepared to give up some portion of control of your company and ownership of your company in exchange for funding.
  • Angel investors operate in concert with VC’s and, in fact, will invest in opportunities simultaneously.  Some angels invest with consistency and rigor, but even a friend or family member can become an ‘angel’ to a business.
  • Private Equity addresses the notion of funding from a different perspective.  Mark Kachur, the former CEO of CUNO, a company which was acquired for over a billion dollars, and he described it like this: “I consider private equity and venture capital as opposites.  In private equity, you start with the numbers, and then you try to fit everything into the numbers. In venture capital, you start with people, and then you try to figure out what numbers you can make.” In other words, private equity is usually about taking an existing company with existing products and existing cash flows, then restructuring that company to optimize its financial performance.


The use of small amounts of capital from a large number of individuals to finance a new business venture. There are a variety of types in this realm.

  • Reward crowdfunding. Allows investors to contribute to your venture in return for non–financial benefits. Frequently used for creative projects. It usually operates as a system in multiple tiers – the more an investor donates to your fund, the greater the reward they will receive (EX: credits on a record cover, tickets to an event, free gifts etc).  A benefit to the business is that the reward doesn’t usually cost much to deliver.
  • Debt crowdfunding. Provides investors with the chance to fund your project in exchange for financial interest on their investment. This finance option may provide you with funds borrowed at a lower cost than that offered by applying for a loan through a bank. This may be easier to win support for a campaign, as the backers are attracted to getting a return. This type of crowdfunding may work best for businesses with a track-record of revenues – potentially when launching a new product or service.
  • Equity crowdfunding.  An equity crowdfunder will invest money in return for shares, or a small stake in your business, project or venture.  This type of crowdfunding could work best for growth-focused companies in areas where there is greater potential for ROI to the investing party.
  • Donation crowdfunding.  This type of crowdfunding is often used by charities, or those who raise money for social or charitable projects, to gather a community online and to enable them to donate to a project.  While most established charities coordinate this through their own website, crowdfunding platforms can be useful for smaller organizations and people raising money for personal or specific charitable causes.

Business loans, credit lines, and business credit

As the SBA says it, funding your business is one of the first — and most important — financial choices most business owners make. How you choose to fund your business could affect how you structure and run your business.

  • Establish home much your business will need to grow to the next level whether experienced or startup.
  • Determine the use of proceeds (equipment, real estate, etc) and type of financial mechanism (loan or credit line); gather the needed documents and your plan.
  • Local/regional banks backed by the SBA, national business lenders like Kabbage, PayPal and 44 Business Capital who all operate with slightly different parameters.